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GEOFF MORRIS

 

What forms must I file in my Chapter 7 Bankruptcy?

Wednesday, May 22nd, 2013

The following forms must be filed in your chapter 7 bankruptcy. If you should fail to file just one form and your bankruptcy will be dismissed.

Official Form B1-Voluntary Petition -This form is used to commence a voluntary case under Chapter 7, 11, 12, or 13 of the Bankruptcy Code.  Please note that only the last 4 digits of your Social Security number are entered on this form.

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What forms must I file in my Chapter 13 Bankruptcy?

Wednesday, May 22nd, 2013

Official Form B1-Voluntary Petition -This form is used to commence a voluntary case under Chapter 7, 11, 12, or 13 of the Bankruptcy Code.  Please note that only the last 4 digits of your Social Security number are entered on this form.

Official Form B21-Statement of Social Security Number (also referred to as Social Security Number Declaration)-This form is used to provide the court with the debtor’s full 9 digit Social Security number OR to indicate that the debtor does not have a Social Security number.  To comply with privacy guidelines, this form does not become part of the official court record.

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How Do I Fill Out My Bankruptcy Forms?

Wednesday, May 22nd, 2013

ALL BLANK SPACES AND LINES ON EACH FORM must be completed.  Some forms (Schedules E, F, G, and H, and the Statement of Financial Affairs) contain boxes to indicate that the debtor has nothing to report or a question does not apply.  On all other forms, a debtor should either insert “N/A” or “None” in response to any question or request for information that is not applicable or should cross out a printed statement that does not apply and initial the cross-out.

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After I file, what happens to my creditors’ collection activities against me?

Wednesday, May 22nd, 2013

Once the petition is filed with the court, the automatic stay will go into effect.  The automatic stay is an injunction that automatically stops lawsuits, foreclosure, garnishments and all collection activity against you by your creditors for any debt which arose before the filing of the bankruptcy.

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What is a discharge and how do I receive my discharge?

Wednesday, May 22nd, 2013

A discharge releases a debtor from personal liability of certain debts known as dischargeable debts and prevents the creditors owed those debts from taking any action against the debtor or the debtor’s property to collect the debts.  The discharge also prohibits creditors from communicating with the debtor regarding the debt, including telephone calls, letters, and personal contact.

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