If you get hurt on the job, your employer is required by law to pay for workers’ compensation
benefits. You could get hurt by:
– One event at work. Examples: hurting your back in a fall, getting burned by a chemical
that splashes on your skin, getting hurt in a car accident while making deliveries.
– Repeated exposures at work. Examples: hurting your hand, back, or other part of the
body from doing the same motion over and over, losing your hearing because of constant
loud noise.
Workers’ compensation covers some, but not all, stress-related (psychological) injuries
caused by your job. Also, workers’ compensation may not cover an injury that is reported to
the employer after the worker is told he or she will be terminated or laid off.